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Kids’ accounts with ý Capital

Soon available. Sign up to our waitlist now and be among the first to get access to kid’s accounts and the “Frühstart-Rente”.

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ý Kinderdepot

Welcome to the Family

Soon we will launch kids’ accounts, making it possible to start investing for the future of your children with ý.

As soon as the "Frühstart-Rente", announced in the coalition agreement, is legally established, ý plans to offer the kids' accounts with government support.

Low costs

ý kids' accounts offer our usual attractive terms: no account fees.

Digital onboarding

Quickly open your kid's account via web or app. No paperwork required.

Flexibility

One-off investment or savings: your children also benefit from 2% interest p.a.*, trading flat rate and savings plans from €1 on stocks, ETFs & Co.

Here's what's next

The steps to ý's kids' accounts.

Steps: 1. Create accounts for both parents and already profit from 2% interest p.a.*; 2. Sign up for the waitlist to not miss any updates about kids' accounts; 3. Be informed about availability soon and open a kid’s account.

What costs apply?

There are no additional costs associated with opening the Kids’ accounts. All other costs such as investment-related expenses are exactly the same as in the legal guardians’ ý accounts, e.g. FREE or PRIME+ Broker. Learn more about our broker plans in detail.

When will Kids’ accounts be available?

We will soon be introducing kids’ accounts step-by-step. Sign up for the waiting list to be among the first to be informed.

Do I need an account as a parent too?

Yes, all legal guardians need a ý account. The account can be opened anytime.

Will I be able to benefit from the tax free allowance and non-assessment certificate?

Yes, your child will own the account and thereby you can benefit from the tax allowance for children.

How many kids’ accounts can I open?

You can open as many kids’ accounts as you have children.

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